Mobile Payment Write for Us
A mobile payment, also mentioned to as mobile money, money transfer and mobile wallet, is any of numerous payment processing services functioned under financial regulations and did from or via a mobile device, as the basic class of digital wallet. In its place of paying with cash, cheque, or credit cards, a purchaser can use a payment application on a mobile device to pay for a wide range of facilities and digital or hard goods. Although the idea of using non-coin-based currency schemes has a long history, it is only in the 21st century that the skill to provision such systems has become widely available.
Mobile payments began acceptance in Japan in the 2000s and later all over the world in different ways. The first patent wholly defined “Mobile Payment System” was filed in 2000.
In emerging countries, mobile payment solutions have been organized as a means of extending financial services to the public known as the “unbanked” or “underbanked”, which is projected to be as much as 50% of the world’s adult population, conferring to Financial Access’ 2009 Report “Half the Creation is Unbanked”. These payment networks are frequently used for micropayments. The use of mobile payments in emerging countries has attracted public and private money by governments such by way of the Bill & Melinda Gates Foundation, United States of America Agency for International Expansion and Mercy Corps.
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